Debit Card Fraud Still Rising; Here’s How to Guard Your Cash

Fraud at the ATM can lead to money being drained from a bank account, and consumers have a new reminder to check for fraudulent charges. FICO reported today that the number of debit cards compromised at ATMs and merchant devices in the U.S. rose 10% in 2017 over the previous year. It’s a less extreme increase than the [...]

Lock Down Your Data After Equifax Breach – Right Now

Chances are good that the Equifax data breach affects you. What do you do next? The short answers: Consider a credit freeze. Scrutinize your credit statements. And check your credit reports from all three credit bureaus. Equifax says hackers used a website application vulnerability to access the personal information of about 143 million U.S. consumers, or more than half [...]

Save More When Back-to-School Shopping Online

Shopping for school supplies, electronics and clothing can be a chore — and an expensive one at that. Families with children in grades K-12 plan to spend an average of $687.72 on back-to-school shopping, about $14 more than last year’s average of $673.57, according to the National Retail Federation. College students and their families plan to [...]

5 Debt Questions You’re Afraid to Ask

Talking about debt can be awkward or embarrassing, leaving you to worry in silence about your own rising balances or a family member’s finances. Here are answers to some questions you might hesitate to ask. Will my debt ever get so old that I won’t have to pay it? Not really. Many debts that might [...]

Class of 2017: Get a Jump on Adulthood With These 7 Tips

College prepares students to be everything from accountants and teachers to government workers and health care technicians, but not all students learn basic money management skills. Here’s advice for this year’s graduates on how to succeed financially. 1. Use a tried-and-true budgeting strategy A regular paycheck, however small, can feel like a windfall for those [...]

Tips for Avoiding Credit Card Fraud

With nearly 38,000 complaints logged in 2015, credit card fraud ranks as the second most common form of identity theft, trailing only tax- or wage-related fraud, according to the Federal Trade Commission. It can take many forms, including: Scammers who try to sucker you into giving up credit card info over the phone. E-mail phishing. [...]

4 Sane Ways To Pay Down Student Debt

If you’ve read any of the student-debt success stories circulated in the media lately, you might think the only way to pay down your debt is to give up coffee, your social life and your apartment. “It seems like borrowers are told that they have to live on beans in a shantytown and pay off [...]

5 Tips for Getting the Most Out of Your Rewards Credit Card

5 Tips for Getting the Most Out of Your Rewards Credit Card One of the best things about choosing to use a rewards credit card for your day-to-day spending is the points, miles or cash back you can earn every time you swipe. But it can be tricky. To make sure you're getting the most [...]