Scrub These Expenses From Your Budget in 2019

You don’t have to cancel your Amazon Prime or turn your vacation into a staycation in order to save money. Here are some less painful things you can cut from your budget in 2019. Duplicate clothing Make this the year you resolve to stop buying your favorite piece of clothing in every color of the rainbow. [...]

Is It Safer to Bank by Phone or Computer? We Ask 3 Experts

Two-thirds of Americans use mobile or online banking as their main way to access their accounts. If you belong to that group, chances are you lean heavily on a smartphone or computer to pull up your bank information. But both gadgets also happen to be popular targets for online fraudsters itching to infiltrate your accounts. [...]

A College Education Isn’t Priceless

College-bound high school seniors of America: You are about to embark on one of the most formative periods of your life, full of new friendships, personal growth and overcaffeinated conversations on the nature of humanity. Keep “ruinous student debt” off the list. At this point, while you’re working on applications and deciding which schools most [...]

You’re Married, but Your Assets Don’t Have to Be

People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong. Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner [...]

Quick — Can You Come Up With $400?

Life is expensive: Find yourself in need of an ambulance, tow truck or mechanic, and a hefty bill will likely follow. And many people just can’t pay. Forty-four percent of adults say they either couldn’t pay an emergency expense of $400 or would have to sell something or borrow money to cover the cost, according to [...]

Planning a Wedding? Start With the Budget

The proposal was perfect. You’ve told friends and family the exciting news and shared pictures of the sparkly new ring on Instagram. Now it’s time to plan the wedding. Setting a realistic budget is a smart first step. But throwing out a number is one thing; sticking to it is the hard part. According to The Knot’s 2017 [...]

Don’t Let Friends Derail Your Finances

Over the past few years, Meghaan Lurtz has had to turn down two destination bachelorette parties for dear friends. She was in graduate school and didn’t have the money to go. “It felt really crappy, because these are people that I know and I love and I care about, and I absolutely wanted to be [...]

Derailed by Tax Debt? Use These Tips to Get Back on Track

Tax season — and tax refunds — can be a financial lifeline for many Americans. But the season can pose challenges for those who owe money to the IRS. Over 18 million Americans owed taxes in September 2014, according to the most recent data from the IRS. Meanwhile, an estimated 10 million face tax penalties [...]

Different Ways to Zap Your Debt: Which Is for You?

American consumer debt has rebounded to prerecession levels, and the category that includes credit cards hit a record $1.02 trillion this summer. Maybe your credit card debt has crept up too, setting your own personal record. It makes sense to pay particular attention to your credit cards, because their interest rates are typically higher than [...]

Lock Down Your Data After Equifax Breach – Right Now

Chances are good that the Equifax data breach affects you. What do you do next? The short answers: Consider a credit freeze. Scrutinize your credit statements. And check your credit reports from all three credit bureaus. Equifax says hackers used a website application vulnerability to access the personal information of about 143 million U.S. consumers, or more than half [...]