You Got the House! Now, How Do You Afford to Furnish It?

Congrats on saving up for that down payment! And hats off for committing to mortgage payments, homeowners insurance and property taxes. Now for your reward: home sweet, sparsely furnished home. Furniture shopping may be the last thing you want to do, but it may be necessary if you moved into a bigger space or parted [...]

What Not to Buy for Your Vacation

Purchasing a bunch of unnecessary items and then overpacking for a trip won’t just annoy your traveling companions and give you a sore arm from lugging around a heavy suitcase. It can also blow your limited vacation money. Here’s what not to buy for your next vacation in order to save both money and time. Travel-size products Avoid [...]

Want to Clean Up? 3 Money-Saving Tips for Buying a Washer

Following last year’s news that the trade war with China had raised prices of washing machines, consumers were understandably leery of making any sudden purchases. The escalation of tariffs has carried over into 2019, and the confusion around buying home appliances is still very real. With some models costing upwards of $1,000, purchasing a washer is no [...]

Credit Scores Are Rising — Is Yours, Too?

Credit scores are creeping upward for most Americans, according to the latest “State of Credit” report from credit bureau Experian. The average U.S. credit score hit 680 in 2018, up from 675 the year before, the report found. That’s the biggest one-year jump since 2008, but not quite back to the 685 average that year [...]

Baby Steps Can Get Your Credit Life Rolling

You may have been avoiding the world of credit because you don’t want one more thing to worry about. But it doesn’t have to be complicated. Taking these baby steps can help you build a good credit score. Know where you stand You may be surprised to know you already have a credit score or [...]

Scrub These Expenses From Your Budget in 2019

You don’t have to cancel your Amazon Prime or turn your vacation into a staycation in order to save money. Here are some less painful things you can cut from your budget in 2019. Duplicate clothing Make this the year you resolve to stop buying your favorite piece of clothing in every color of the rainbow. [...]

Is It Safer to Bank by Phone or Computer? We Ask 3 Experts

Two-thirds of Americans use mobile or online banking as their main way to access their accounts. If you belong to that group, chances are you lean heavily on a smartphone or computer to pull up your bank information. But both gadgets also happen to be popular targets for online fraudsters itching to infiltrate your accounts. [...]

A College Education Isn’t Priceless

College-bound high school seniors of America: You are about to embark on one of the most formative periods of your life, full of new friendships, personal growth and overcaffeinated conversations on the nature of humanity. Keep “ruinous student debt” off the list. At this point, while you’re working on applications and deciding which schools most [...]

You’re Married, but Your Assets Don’t Have to Be

People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong. Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner [...]

Quick — Can You Come Up With $400?

Life is expensive: Find yourself in need of an ambulance, tow truck or mechanic, and a hefty bill will likely follow. And many people just can’t pay. Forty-four percent of adults say they either couldn’t pay an emergency expense of $400 or would have to sell something or borrow money to cover the cost, according to [...]