What Not to Buy for Your Vacation

Purchasing a bunch of unnecessary items and then overpacking for a trip won’t just annoy your traveling companions and give you a sore arm from lugging around a heavy suitcase. It can also blow your limited vacation money. Here’s what not to buy for your next vacation in order to save both money and time. Travel-size products Avoid [...]

Scrub These Expenses From Your Budget in 2019

You don’t have to cancel your Amazon Prime or turn your vacation into a staycation in order to save money. Here are some less painful things you can cut from your budget in 2019. Duplicate clothing Make this the year you resolve to stop buying your favorite piece of clothing in every color of the rainbow. [...]

Exercise Options Besides an Annual Gym Membership

Resolving to get healthier in 2019 is admirable. Elbowing through the mosh-pit gym crowds in January is impressive, if not pretty. Not using the gym at all by June, even after paying for a yearlong contract, is, well, disappointing. And it’s a waste of money, even if your intentions were good. After all, joining a [...]

4 Tech Tasks to Keep Your Parents Safer Online

All of us are vulnerable to fraud. But the ways some older people use technology can put them at higher risk. That’s where you come in. When you’re home for the holidays, or the next time you visit your folks, offer to help with a few tasks that can keep your parents safer online. Check [...]

You’re Married, but Your Assets Don’t Have to Be

People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong. Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner [...]

These 5 Gas-Saving ‘Tips’ Don’t Work

When gas prices spike, drivers love to swap gas-saving tips. The crazier the tip, the faster it seems to spread. The problem is, some such “tips” are more urban legend than fact. Others might have been true back in the day, but improved automotive technology has erased any real benefit. Keep in mind that, over [...]

Planning a Wedding? Start With the Budget

The proposal was perfect. You’ve told friends and family the exciting news and shared pictures of the sparkly new ring on Instagram. Now it’s time to plan the wedding. Setting a realistic budget is a smart first step. But throwing out a number is one thing; sticking to it is the hard part. According to The Knot’s 2017 [...]

Do’s and Don’ts When Using Shopping Apps

Retailers such as Target and Amazon are embracing mobile applications to help consumers save money and time with features like digital wallets and augmented reality. When used strategically, apps can streamline in-store trips and online purchases, but shoppers could also find that convenience comes with a risk: impulsive decisions and overspending. “Now shopping can be [...]

Ditch This Phrase and Jump-Start Your Financial Plan

Moving on after financial mistakes is tough when you’re stuck in “I should have” mode. I should have started saving for retirement sooner. I should have cut up my credit cards years ago. I should have said no to my brother-in-law’s dumb investment idea. Acknowledging mistakes is one thing, but ruminating keeps you mired in [...]

Save More When Back-to-School Shopping Online

Shopping for school supplies, electronics and clothing can be a chore — and an expensive one at that. Families with children in grades K-12 plan to spend an average of $687.72 on back-to-school shopping, about $14 more than last year’s average of $673.57, according to the National Retail Federation. College students and their families plan to [...]