3 Sneaky Ways Debt Can Change How You Think

For some people, debt leads to sleepless nights and anxiety about incessant collections calls. But for others, it causes quieter changes that still leave them drowning in bills without a clear way out. Understanding the [...]

Eating Out Without Biting Into Your Budget

If you’re on a budget, money-saving advice tends to prescribe bagged lunches and dinners at home. But you don’t have to resign to a world of soggy peanut butter and jelly just because you want to [...]

7 Bad Financial Habits You Need to Break Right Now

Human beings are habit-creating machines, craving any mental or physical shortcut that lets us focus on higher-level thoughts, such as what’s for lunch or developing theories about Netflix dramas. Bad money habits are more difficult to [...]

Why You Should Get Preapproved for a Car Loan

When shopping for a new car, many people overlook one important step: getting preapproved for an auto loan. It's a simple process that can make car-buying go more smoothly and save you money. Preapproval is [...]

What’s a Good Use for a HELOC?

When you take out a second mortgage, a name for a home equity line of credit, you're offering your house as collateral to secure another loan. The upside: You can gain access to up to [...]

What Immigrants Earn in Each State and How Much They Send Abroad

Immigrants across the U.S. went on a one-day strike last month to highlight their importance to the nation’s economy. As a group, immigrants contribute to the economy here and also in their native countries, with [...]

Tips for Avoiding Credit Card Fraud

With nearly 38,000 complaints logged in 2015, credit card fraud ranks as the second most common form of identity theft, trailing only tax- or wage-related fraud, according to the Federal Trade Commission. It can take [...]

Needs vs. Wants: How to Distinguish and Budget for Both

Do you need that new jacket, or do you just want it really badly? Sure, you could say outerwear is essential for keeping warm in cold climates, but it’s much harder to argue that it [...]

Introducing Mom and Dad to Mobile Banking

If you’ve had to introduce Mom and Dad to one of your surlier significant others — you know, the one who just couldn’t drop politics at the door — then introducing them to mobile banking should [...]

How to Improve Your Credit Score

Almost no one is perfect when it comes to credit scores. The average score for Americans has been inching up over the past decade and is now close to 700. Many lenders consider that a [...]

4 Sane Ways To Pay Down Student Debt

If you’ve read any of the student-debt success stories circulated in the media lately, you might think the only way to pay down your debt is to give up coffee, your social life and your [...]

How to Tell You’re Ready to Buy a House

Making the decision to become a homeowner is emotionally and financially complex. Here are some key things to ask yourself if you're considering whether buying is right for you. Do you have a good reason [...]